Actually, hopping on this topic, I have a few concerns and issues that have cropped up.
A lot of vendors do not allow you to connect to a checking account, so you must rely on using your debit card number in order to sign up for things like auto pay. In this case, the bills/cash section correlation to me is very unclear.
So I just keep a bunch of cash in both, because I can’t manage it and don’t really understand what Evnel is using to decide where to pull it from.
Furthermore, using the AI mode, the cash envelop has 2 $ values. One in bright white, and one that is larger but “greyed out” or disabled. The money is TECHNICALLY there, but it has decided that it goes against my "daily allowance’ and refuses to let me have any access to it, INCLUDING moving that money to any other envelope… that’s very disconcerting.
AND, I have a few envelops that I DID set up with checking account numbers to auto pay stuff. Those payments, if they make the envelope reach 0 have been getting returned to the vendors as “INSUFFICIENT FUNDS” and I’m accruing fines and stuff for not being able to pay those automatic bills “on time”.
This one particular envelope includes HOA and CONDO fees, and had enough money in it to pay both this month. Funnily enough, when I checked it today/yesterday, I had a range of different values reflected on it. Some were negative “-$260” and some were positive “$100” and due to the weird nature of how and what it lists as a transaction (the app seems to be undecided if it pulls from envelope A but it shows it as a transaction in the Cash envelope!?)
Am I supposed to put $1 more than I expect to need to pay, in order to prevent this? The money is in the envelope to be spent on a particular expense, so why, if the expense comes calling, is Envel then denying the charge?
Frustrated Can you tell?