I’m so sorry to hear that you were charged fees, and apologize sincerely. Thank you for bringing this to our attention again!
May I ask, are these purchases getting declined via debit card, or via routing/account numbers (and if so, which envelope are they linked to?).
We are currently working very hard on sub accounts, and have a discord channel with users who are eager to beta test. Let me know if you would like me to add you!
For now, my best recommendation would be to link your Cash envelope to these vendors, and then move these transactions to Bills or Target Card envelope after the fact. I apologize as I know this is inconvenient, but we are building our sub accounts to tackle and prevent issues just like this, and I just want to make sure you avoid more fees in the meantime!